:root{--navy:#001a47;--red:#c8102e;--ink:#1d2433;--mut:#5b6577;--bg:#f4f6f9}
*{box-sizing:border-box}body{margin:0;font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink)}
a{color:var(--red)}.wrap{max-width:1160px;margin:auto;padding:0 22px}
.topbar{background:var(--navy);color:#cfd6e4;font-size:14px}.topbar .wrap{display:flex;justify-content:space-between;padding:7px 22px}.topbar a{color:#fff;font-weight:700;text-decoration:none}
.nav{background:#fff;border-bottom:4px solid var(--red);position:sticky;top:0;z-index:5}.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:10px 22px}
.brand img{height:66px;display:block}nav{display:flex;gap:22px;align-items:center;flex-wrap:wrap}nav a{color:var(--navy);text-decoration:none;font-weight:600;font-size:15px}
.btn{display:inline-block;background:var(--red);color:#fff!important;padding:14px 26px;border-radius:6px;font-weight:700;text-decoration:none;border:2px solid var(--red);cursor:pointer;font-size:16px}.btn.sm{padding:8px 16px}.btn.ghost{background:transparent;border-color:#fff}
.hero{background:linear-gradient(120deg,rgba(0,26,71,.97),rgba(0,26,71,.82)),repeating-linear-gradient(45deg,#0a2a5e 0 2px,transparent 2px 22px);color:#fff;padding:90px 0 70px}
.eyebrow{color:#ff8a9a;text-transform:uppercase;letter-spacing:.18em;font-weight:700;margin:0}
h1{font-size:clamp(32px,5vw,54px);line-height:1.12;margin:.3em 0;max-width:900px}.lead{font-size:20px;max-width:760px;color:#dbe2ee}
.ctas{display:flex;gap:14px;flex-wrap:wrap;margin:28px 0}.proof{list-style:none;padding:0;display:flex;gap:34px;flex-wrap:wrap;border-top:1px solid #33497a;padding-top:24px;color:#b8c3d8}.proof b{display:block;color:#fff;font-size:20px}
.sec{padding:76px 0}.sec.alt{background:var(--bg)}.sec.dark{background:var(--navy);color:#fff}h2{font-size:36px;color:var(--navy);margin:0 0 .3em}.dark h2{color:#fff}.sub{color:var(--mut);margin-top:0}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:30px}.card{background:#fff;border:1px solid #e1e6ee;border-top:5px solid var(--red);border-radius:8px;padding:28px;box-shadow:0 6px 20px rgba(0,26,71,.06)}
.ico{font-size:30px;color:var(--red)}.card h3{color:var(--navy);margin:.3em 0}.card ul{padding-left:18px;color:var(--mut)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:start}
.checks{list-style:none;padding:0}.checks li{padding:8px 0 8px 32px;position:relative}.checks li:before{content:"✔";position:absolute;left:0;color:var(--red);font-weight:900}.checks.light li{border-bottom:1px solid #2b4170}
.steps{counter-reset:s;list-style:none;padding:0;margin:0}.steps li{counter-increment:s;background:#fff;border-radius:8px;padding:16px 16px 16px 70px;margin-bottom:12px;position:relative;box-shadow:0 3px 10px rgba(0,0,0,.05)}.steps li:before{content:counter(s);position:absolute;left:16px;top:14px;width:38px;height:38px;border-radius:50%;background:var(--red);color:#fff;display:grid;place-items:center;font-weight:800}.steps b{display:block;color:var(--navy)}.steps span{color:var(--mut);font-size:15px}
.map{background:var(--bg);border:2px dashed #c3ccda;border-radius:12px;min-height:260px;display:flex;flex-wrap:wrap;gap:10px;align-content:center;justify-content:center;padding:20px}.map span{background:var(--navy);color:#fff;padding:8px 16px;border-radius:30px;font-weight:700}.map small{width:100%;text-align:center;color:var(--mut)}
.vid{position:relative;padding-top:56.25%;background:#000;border-radius:8px;overflow:hidden}.vid iframe{position:absolute;inset:0;width:100%;height:100%;border:0}figure{margin:0}figcaption{font-weight:600;color:var(--navy);margin-top:8px}
.form{display:grid;grid-template-columns:1fr 1fr;gap:14px;background:var(--bg);padding:28px;border-radius:10px}.form label{font-size:14px;font-weight:600;color:var(--navy)}.form input,.form select,.form textarea{width:100%;margin-top:4px;padding:11px;border:1px solid #c7cfdb;border-radius:6px;font:inherit}.full{grid-column:1/-1}.big a{font-size:30px;font-weight:800;text-decoration:none}
footer{background:#0a2548;color:#c9d2e2;padding:50px 0 20px;border-top:6px solid var(--red)}footer a{color:#fff}.foot{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.fmark{height:70px}.copy{text-align:center;font-size:13px;color:#8796b0;margin-top:30px}
@media(max-width:860px){nav a:not(.btn){display:none}.grid3,.two,.foot{grid-template-columns:1fr}.form{grid-template-columns:1fr}.brand img{height:50px}.hero{padding:60px 0 50px}.topbar span{display:none}h2{font-size:28px}}
.badge{display:flex;align-items:center;gap:18px;background:var(--red);border-radius:12px;padding:20px 26px;margin-bottom:18px;box-shadow:0 10px 30px rgba(0,0,0,.25)}.badge b{font-size:64px;line-height:1;color:#fff}.badge span{font-size:20px;font-weight:800;text-transform:uppercase;letter-spacing:.04em;color:#fff}
.proof.two-stat{display:grid;grid-template-columns:repeat(2,minmax(0,280px));gap:0;max-width:600px}.proof.two-stat li{padding:4px 28px;border-left:4px solid var(--red)}.proof.two-stat li:first-child{padding-left:20px}.proof.two-stat b{font-size:26px}
@media(max-width:860px){.proof.two-stat{grid-template-columns:1fr 1fr}.proof.two-stat li{padding:4px 12px}.proof.two-stat b{font-size:20px}}
.map.nat{flex-direction:column;flex-wrap:nowrap;align-items:center;text-align:center;border:0;background:linear-gradient(135deg,var(--navy),#16376e);color:#fff;gap:4px}.map.nat p{margin:0}.nat-big{text-transform:uppercase;letter-spacing:.2em;color:#ff8a9a;font-weight:800}.nat-50{font-size:22px;font-weight:700}.nat-50 b{display:block;font-size:84px;line-height:1;color:#fff}.nat-hq{margin-top:14px!important;padding-top:14px;border-top:2px solid var(--red);color:#cfd6e4;font-size:15px}
/* multi-page additions */
.dd{position:relative}.ddm{display:none;position:absolute;top:100%;left:-14px;background:#fff;min-width:270px;box-shadow:0 12px 30px rgba(0,26,71,.18);border-top:3px solid var(--red);padding:8px 0;z-index:9}.dd:hover .ddm,.dd:focus-within .ddm{display:block}.ddm a{display:block;padding:9px 18px}.ddm a:hover{background:var(--bg)}
.sub-hero{padding:70px 0 54px;background-size:cover;background-position:center}.sub-hero h1{font-size:clamp(30px,4.4vw,48px)}
.card h3 a{color:inherit;text-decoration:none}.card.link{text-decoration:none;color:inherit;padding:0;overflow:hidden;transition:transform .15s}.card.link:hover{transform:translateY(-3px)}.card.link img{width:100%;height:180px;object-fit:cover;display:block}.card.link h3,.card.link p,.card.link .more{margin-left:24px;margin-right:24px}.card.link .more{display:block;color:var(--red);font-weight:700;margin-bottom:22px}
.ph{margin:0 0 18px}.ph img{width:100%;border-radius:10px;display:block;box-shadow:0 8px 24px rgba(0,26,71,.15)}.ph figcaption{font-size:14px;color:var(--mut);font-weight:500}
.panel{background:var(--bg);border-left:5px solid var(--red);border-radius:8px;padding:20px 24px;margin-top:16px}.panel h3{margin-top:0;color:var(--navy)}
h3{color:var(--navy)}.small{font-size:14px;color:var(--mut)}.small-cards .card p{font-size:15px}
.statbox{display:grid;gap:14px}.statbox div{background:var(--navy);color:#fff;border-radius:10px;padding:22px 26px;border-left:6px solid var(--red)}.statbox b{display:block;font-size:52px;line-height:1}.statbox span{text-transform:uppercase;letter-spacing:.06em;font-weight:700;color:#cfd6e4}
.cta-band{padding:50px 0}.cta-band .two{align-items:center}.cta-band .ctas{justify-content:flex-end}
.dark-h{color:var(--navy)}
@media(max-width:860px){.ddm{display:none!important}.cta-band .ctas{justify-content:flex-start}}
/* forms, faq, hamburger */
.fs{border:1px solid #d5dce7;border-radius:8px;padding:14px 18px 18px;margin:0;background:#fff}.fs legend{font-weight:800;color:var(--red);padding:0 6px;text-transform:uppercase;font-size:13px;letter-spacing:.08em}.fsg{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.fsg .full{grid-column:1/-1}.note{margin:0}
.crumbs{font-weight:600}.card.link.nopic{padding:26px}.card.link.nopic h3,.card.link.nopic p,.card.link.nopic .more{margin-left:0;margin-right:0}
.faq{max-width:860px}.faq details{border-bottom:1px solid #dfe4ec;padding:16px 0}.faq summary{font-weight:700;color:var(--navy);font-size:19px;cursor:pointer;list-style:none;position:relative;padding-right:36px}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";position:absolute;right:4px;top:-4px;color:var(--red);font-size:28px}.faq details[open] summary:after{content:"–"}.faq p{color:var(--ink);margin:10px 0 0}
.btn.ghost-d{background:transparent;color:var(--navy)!important;border-color:var(--navy)}.infoband .ctas{justify-content:flex-end}
.navtog{display:none}.burger{display:none;cursor:pointer;padding:10px;flex-direction:column;gap:5px}.burger span{display:block;width:26px;height:3px;background:var(--navy);border-radius:2px;transition:.2s}
@media(max-width:860px){.fsg{grid-template-columns:1fr}.infoband .ctas{justify-content:flex-start}
 .nav .wrap{flex-wrap:wrap}.burger{display:flex}
 nav{display:none;width:100%;flex-direction:column;align-items:stretch;gap:0;padding:8px 0 14px}
 .navtog:checked~nav{display:flex}nav a:not(.btn){display:block!important;padding:12px 4px;border-bottom:1px solid #e6eaf0}
 nav .btn.sm{margin-top:12px;text-align:center}.dd .ddm{display:block!important;position:static;box-shadow:none;border:0;padding:0 0 0 16px;min-width:0}
 .navtog:checked+.burger span:nth-child(1){transform:translateY(8px) rotate(45deg)}.navtog:checked+.burger span:nth-child(2){opacity:0}.navtog:checked+.burger span:nth-child(3){transform:translateY(-8px) rotate(-45deg)}}